The Bank of America Good Credit is a personal credit card from Bank of America. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 15.24% to 26.24% variable after a 0% intro APR for 21 billing cycles on purchases and on balance transfers made within 60 days of account opening introductory rate for 21 months. Approval typically requires a credit score of 670+ or higher. Typical credit limit: $1,000 - $25,000. This product reports activity to your personal credit report. 21 billing cycles 0% APR on purchases and balance transfers. One of the lowest ongoing APRs after intro period. No annual fee. No penalty APR.