The Chase Freedom Unlimited (0% APR) Good Credit is a personal credit card from Chase Freedom Unlimited (0% APR). Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.24%–27.74% after a 0% intro APR introductory rate for 15 months. Approval typically requires a credit score of 635 or higher. Signup bonus: $250 bonus after you spend $500 on purchases in the first 3 months from account opening.. Rewards: Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase Travel.. Cash back: 1.5% - 5%. Typical credit limit: $500 - $30,000+. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. 15 months 0% APR PLUS excellent rewards structure. Pairs with Sapphire for increased redemption value. Points transfer to airline/hotel partners with Sapphire. Bureau pull varies by state (see details).