The Citi Diamond Preferred Good Credit is a personal credit card from Citi Diamond Preferred. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is % to % after a % for months introductory rate. Approval typically requires a credit score of good to the excellent range or higher. Rewards: The Citi ® Diamond Preferred® card does not earn rewards.. Typical credit limit: $1,500 - $30,000. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Citi enforces an 8/65/95 rule (max 1 card per 8 days, 2 cards per 65 days, no more than 1 business-card every 95 days). Sign-up bonuses on Citi cards are restricted to 48 months from your last bonus on that card family.. One of the longest 0% intro APR periods available — 21 months on balance transfers. No annual fee. Great for balance transfers and large purchases. $5 balance transfer fee (3% min).