The Wells Fargo Prequalification Good Credit is a pre-qualification card from Wells Fargo Prequalification. Application typically pulls a hard report from Experian. The annual fee is $0 - $125. The ongoing APR is 18.49%, 24.49% or 28.49% after a 0% introductory rate for 12 months. Approval typically requires a credit score of 700+ or higher. Signup bonus: $200 cash rewards. Rewards: 2% unlimited cash rewards on purchases. Cash back: 2% flat. Typical credit limit: $1,000 - $25,000+. This product reports activity to your personal credit report. Application rules: Recon: (800) 967-9521. Prequalify for Active Cash (2% cashback), Autograph (3x travel), Reflect (21-month 0% APR). Cell phone protection on select cards.