The Bank of America Prequalification Good Credit is a pre-qualification card from Bank of America Prequalification. Application typically pulls a hard report from Experian. The annual fee is $0 - $95. The ongoing APR is 16.24% - 26.24% after a 0% introductory rate for 21 months. Approval typically requires a credit score of 700+ or higher. Signup bonus: $200 - $500 depending on card. Rewards: 1.5% - 3% cashback or 1.5x - 3x travel points. Cash back: Up to 3% + preferred rewards boost. Typical credit limit: $1,000 - $50,000+. This product reports activity to your personal credit report. Application rules: Recon: (800) 732-9194 Recon Alt (community-reported, unverified): (866) 866-2059. 21-month 0% intro APR on some cards — longest in the industry. Preferred Rewards members get 25-75% bonus on rewards. Business cards also available.