The American Express Prequalification Good Credit is a pre-qualification card from American Express Prequalification. Application typically pulls a hard report from Experian. The annual fee is $895. The ongoing APR is Varies by card after a 0% (select cards) introductory rate for 15 months. Approval typically requires a credit score of 650-700 or higher. Signup bonus: Varies — up to 150,000 MR points. Rewards: 1x - 5x MR points depending on card. Cash back: Varies by card. Typical credit limit: $1,000 - $100,000+. This product reports activity to your personal credit report. Application rules: Recon: (800) 567-1083. Check if you're prequalified for Blue Cash, Gold, Platinum, business cards and more. Shows personalized offers. Also check CardMatch for targeted bonus offers.