The Discover it Preapproval Fair Credit is a pre-qualification card from Discover it Preapproval. Application typically pulls a hard report from Equifax. The annual fee is $0. The ongoing APR is 17.24% - 28.24% after a 0% introductory rate for 15 months. Approval typically requires a credit score of 580 (secured: none) or higher. Signup bonus: Cashback Match — all cash back earned first year is doubled. Rewards: 5% rotating categories, 1% everything else, doubled first year. Cash back: 5% rotating + 1% everything. Typical credit limit: $500 - $20,000+. This product reports activity to your personal credit report. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Recon: (888) 676-3695 Recon Alt (community-reported, unverified): (800) 347-2683. Soft pull preapproval for Discover cards. First year cashback match doubles all rewards. No annual fee ever. Student and secured versions available.