The Lendio Business Loan Marketplace All Credit Levels is a business loan from Lendio Business Loan Marketplace. The annual fee is $0. The ongoing APR is Varies by lender. Approval typically requires a credit score of No minimum or higher. Typical credit limit: $500 - $5,000,000. Funding speed: as soon as the next business day. Marketplace matching you with 75+ lenders. One application, multiple offers. SBA loans, term loans, lines of credit, equipment financing, invoice factoring. Free service. | PG verification: While Lendio itself does not require a personal guarantee, many of the lenders in their marketplace may require one depending on the loan type and applicant's profile.