The National Funding Business Loan Fair Credit is a business loan from National Funding Business Loan. The annual fee is $0. The ongoing APR is Starting at 1.10 factor rate. Approval typically requires a credit score of 575 or higher. Rewards: Early payoff discounts. Typical credit limit: $5,000 - $500,000. Funding speed: as little as 24 hours. Loan terms: $5,000 to $500,000. Minimum annual revenue: $250,000+ in Annual Sales. Minimum time in business: 6 Months in Business. Working capital and equipment financing. Need $250K+ annual revenue. Daily or weekly payments. Funding in 24 hours. Early payoff discount available.