The Bluevine Established Business is a business line of credit from Bluevine. Application typically pulls a credit report from Experian. The annual fee is $0. The ongoing APR is Interest rates as low as 7.8% for top qualifying customers (rates vary by creditworthiness). Approval typically requires a credit score of 625+ personal FICO or higher. Typical credit limit: Credit lines up to $250,000. Funding speed: within 24 hours of approval. Loan terms: Automatic repayments on a fixed schedule; credit line replenishes as you repay. Minimum annual revenue: $10,000. Minimum time in business: 12 months. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Draw only what you need, pay interest only on what you use. Need $40K+/month revenue. Soft pull prequalification. Funding in hours. 6 or 12 month terms.