The BlueVine Business Line of Credit Established Business is a business loan from BlueVine Business Line of Credit. Application typically pulls a credit report from Experian. The annual fee is $0. The ongoing APR is 7.8%. Approval typically requires a credit score of 625 or higher. Typical credit limit: $5,000 - $250,000. Funding speed: within 24 hours. Loan terms: revolving credit. Minimum annual revenue: $10,000. Minimum time in business: 12 months. Draw only what you need, pay interest only on what you use. Need $40K+/month revenue. Soft pull prequalification. Funding in hours. 6 or 12 month terms.