The Kabbage (AmEx Business Line of Credit) Established Business is a business loan from Kabbage (AmEx Business Line of Credit). Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 2% - 9% monthly fee. Approval typically requires a credit score of 650-700 or higher. Typical credit limit: $2,000 - $250,000. Now part of American Express. Automated revenue-based underwriting. 6, 12, or 18 month terms. Only pay when you draw. Need $3K+/month revenue or $50K annual.