The WebBank Fair Credit is a personal loan from WebBank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 9.95%-35.99%. Approval typically requires a credit score of 550 or higher. Typical credit limit: $2,000 to $35,000 (minimums vary by state). Funding speed: next business day if approved by 4:30pm CT Monday-Friday. Loan terms: Ranging From 24-60 MONTHS. This product reports activity to your personal credit report. Good for fair/average credit. Administration fee up to 4.75%. Next-day funding. Late fee capped at $25. Terms 2-5 years.