The Best Egg Good Credit is a personal loan from Best Egg. The annual fee is $0. The ongoing APR is 6.99%-35.99%. Approval typically requires a credit score of 640 or higher. Typical credit limit: $2,000 to $50,000 (minimums $6,500 in Massachusetts, $5,001 in Ohio, $3,001 in Georgia). Funding speed: Funding in as little as 24 hours. Loan terms: 36 to 60 month terms; origination fee deducted from proceeds; no prepayment penalty. This product reports activity to your personal credit report. Fast funding, often next business day. Origination fee 0.99%-9.99%. Backed by Cross River Bank. Terms 3-5 years.