The Capital One Spark Cash Plus is a charge card from Capital One Spark Cash Plus. The annual fee is $150. The ongoing APR is N/A (Charge Card). Approval typically requires a credit score of Excellent or higher. Signup bonus: $2,000 cash bonus when you spend $30,000 in the first 3 months.. Rewards: 2% cash back on every purchase, everywhere, no limits or category restrictions.. Cash back: 2% unlimited. Typical credit limit: No preset limit. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Recon: (800) 625-7866 Recon Alt (community-reported, unverified): (800) 903-9177. Highest flat-rate cashback for high spenders. No preset spending limit. Reports to business credit bureaus. Must pay in full monthly.