The Chase Ink Business Preferred is a business credit card from Chase Ink Business Preferred. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 17.74 Min. of (6.75+10.99) and 29.99 %– 26.74 Min. of (6.75+19.99) and 29.99 % variable APR.. Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.. Rewards: Earn 3X points on select business categories.. Cash back: 1 point per $1 on all other purchases. Typical credit limit: $5,000 - $100,000+. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Best premium business travel card. Points worth 25% more when redeemed through Chase Travel. Trip cancellation insurance. Cell phone protection. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.