The Found Business Checking Freelancer / Sole Prop is a fintech account from Found Business Checking. The annual fee is $0. The ongoing APR is N/A (Debit). Rewards: 1% cash back for every qualifying card purchase. Cash back: 1% cash back. Free business banking for self-employed. Auto-categorizes expenses for Schedule C. Estimates quarterly taxes in real-time. Built-in invoicing. No hidden fees. | PG verification: While the product claims no personal guarantee is required, some users report that a personal guarantee may still be necessary depending on the situation.