The Lili Business Checking Freelancer / Sole Prop is a fintech account from Lili Business Checking. The annual fee is $0 monthly fees on Lili Core. The ongoing APR is N/A (Debit). Rewards: Up to 1% cashback (paid plan). Cash back: Up to 1%. Built for freelancers and sole proprietors. Auto tax savings buckets. Built-in invoicing and expense tracking. FDIC insured. No minimum balance. | PG verification: Lili Business Checking does not require a personal guarantee, which is consistent with the information available.