The OnDeck Business Line of Credit Established Business is a business line of credit from OnDeck Business Line of Credit. The annual fee is $0. The ongoing APR is 56.6%. Approval typically requires a credit score of 625 or higher. Typical credit limit: $6,000 - $200,000. Funding speed: as soon as the same day. Loan terms: Flexible repayment terms of 12, 18 or 24 months. Minimum annual revenue: $100K business annual revenue. Minimum time in business: 1 Year in business. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Requires 1+ year in business, $100K+ annual revenue. Reports to D&B and Experian business. Weekly repayments. 12-month revolving terms. Good for building business credit.