The PayPal Business Debit Master Small Business is a fintech account from PayPal Business Debit Master. The annual fee is $0. The ongoing APR is N/A (Debit). Rewards: 5% on purchases in your monthly category. Cash back: 0.5% unlimited. Typical credit limit: N/A (debit from PayPal balance). Spend directly from PayPal balance. Unlimited cashback. No credit check required. Accepted anywhere Mastercard is accepted. | PG verification: The PayPal Business Debit Mastercard does not require a personal guarantee, as it is linked directly to the user's PayPal balance.