The Novo Business Checking Startup Friendly is a fintech account from Novo Business Checking. The annual fee is $0. The ongoing APR is N/A (Checking only). Signup bonus: Up to $40K in partner perks. Rewards: earn rewards. Funding speed: fast, flexible. Free business checking for LLCs, S-corps, and sole proprietors. Integrates with Stripe, Shopify, QuickBooks. No minimum balance. Reserves feature for tax savings. | PG verification: Novo Business Checking does not require a personal guarantee, which is consistent with their offerings.