The Ramp Corporate Growth Stage is a fintech account from Ramp Corporate. The annual fee is $0/mo/user. The ongoing APR is N/A (Charge Card). Approval typically requires a credit score of None (business cash-based) or higher. Signup bonus: $3,100 signup bonus. Rewards: Up to 5% cashback and over $350K in partner offers. Cash back: Up to 5% cashback. Typical credit limit: $50,000 - $15,000,000+. No personal guarantee. Built-in expense management and spend controls. AI-powered savings recommendations. Requires $75K+ in business bank account. | PG verification: Ramp does not require a personal guarantee, which is confirmed by their official documentation.