The CreditStrong Tier 1 is a vendor tradeline from CreditStrong. The annual fee is $15 one-time fee. The ongoing APR is 0%. Approval typically requires a credit score of 155 or higher. Rewards: Get principal back at term end. Typical credit limit: $1,000–$10,000+. Loan terms: 25 or 50 months. Minimum time in business: 3 months. This product reports activity to your personal credit report. CreditStrong Business – Installment Tradeline Issuer: Austin Capital Bank (via CreditStrong) Reports To: Equifax Business, PayNet, SBFE (data then flows into Experian & D&B products used by lenders). Personal Guarantee (PG): Not required – account is. Limits: Flexible — approvals can start at $2K–$5K and scale higher with usage and payment history. Payment Terms: Net 60 (not Net 30). Gives businesses 60 days to pay invoices. Annual / Activation Fee: None M