The Shirtsy Tier 1 is a vendor tradeline from Shirtsy. The annual fee is $99/Year. Typical credit limit: Up to $6,000. Funding speed: Same-day approval. Loan terms: 30-day terms. Shirtsy Issuer: Shirtsy LLC (Custom apparel, swag, and promotional products) Reports To: Dun & Bradstreet (D&B) | Experian Business | Equifax Business | Creditsafe Credit Limits: Typically start at $500–$1,000; can grow with consistent purchases and . Limits: Typically start at $500–$1,000; can grow with consistent purchases and on-time payments Annual Fee: $99 activation / membership fee (required for reporting) Minimum Purchase to Report: Around $97–$99 | PG verification: Many business credit products, especially vendor tradelines, often require a personal guarantee, which contradicts the current claim.