The JJ Gold Tier 1 is a vendor tradeline from JJ Gold. The annual fee is $0. JJ Gold JJ Gold is a business credit account that offers a net 30 tradeline to help establish and build your business credit. Trust the process, as I always emphasize that your Experian business credit file and foundation are the keys to securing sol | PG verification: Many business credit products typically require a personal guarantee, which contradicts the current data.