Travis Credit Union Platinum Visa® is a personal credit card from Travis Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 14.99% to 23.99% variable for purchases when you open your account, based on creditworthiness, then varies with the market based on the Prime Rate (Prime 7.00%; balance transfers and cash advances 16.99% to 25.00%; rates disclosure accurate as of October 2026). Signup bonus: Earn 15,000 Bonus Points when you spend $2,000 on Net Qualifying Transactions within the first 90 days.. Rewards: Earn 2 Points for every $1 spent on groceries, wholesale, gas and drugstores. 1 Point per $1 spent on everything else.. Cash back: 1.5% cash back on Signature Visa. Loan terms: Revolving personal credit card; due date at least 25 days after each billing-cycle close; no interest on purchases if the entire balance is paid by the due date; interest on cash advances and balance transfers from the transaction date; no minimum interest charge. This product reports activity to your personal credit report. Pre-qualification available (soft pull) Accessible via FFA membership ($8/year, Financial Fitness Association).