The Discover is a personal credit card from Discover. Application typically pulls a hard report from Equifax. The annual fee is no annual fee. The ongoing APR is 17.49% - 26.49% after a 0% introductory rate for 15 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: Unlimited Cashback Match Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.. Rewards: Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.. Cash back: 1% - 5% cash back depending on card. Typical credit limit: Based on creditworthiness; no published minimum/maximum. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Discover limits cardholders to a maximum of 2 personal Discover cards open at any time. New Discover applications are typically only approved if your last Discover application was at least 14 days ago. First-year cashback is automatically matched (unique to Discover).. Foreign Txn Fee: Most Discover cards charge no foreign transaction . Pre-qualification available (soft pull) | Pre-qualification available (soft pull)