The Synchrony is a personal credit card from Synchrony. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 26.99% Variable. Signup bonus: Offer starting at $50 in Walgreens Cash after one eligible purchase within 45 days of account opening (exact amount personalized). Rewards: 10% Walgreens Cash on Walgreens-brand products and 5% Walgreens Cash on other brands and Rx purchases at Walgreens (Rx rewards not earned in AR, NJ, NY). Cash back: 10% on Walgreens branded products, 5% on all other brands at Walgreens, 3% on grocery and health & wellness purchases outside of Walgreens, 1% on other purchases everywhere Mastercard is accepted. This product reports activity to your personal credit report. Foreign Txn Fee: 3% for Mastercard version. Pre-qualification available (soft pull)