The Wayfair Credit Card / Wayfair Master is a personal credit card from Wayfair Credit Card / Wayfair Master. The annual fee is No Annual Fee. The ongoing APR is 9.99%. Signup bonus: $40 off your qualifying first order of $100+** when you open a new account.. Rewards: 7% back in rewards on qualifying items at Wayfair. This product reports activity to your personal credit report. Foreign Txn Fee: 3%. Pre-qualification available (soft pull)