The Pep Boys Synchrony Car Care is a personal credit card from Pep Boys Synchrony Car Care. Application typically pulls a hard report from Experian. The annual fee is $0 — no annual fee. The ongoing APR is 28.99% Variable after a 0% introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: Get 10% BACK (UP TO $100) via Visa ® Prepaid Card by mail or email when you spend $500 or more with your Pep Boys credit card.. Rewards: GET 10% BACK (UP TO $100). Cash back: 10% back (up to $100) via Visa® Prepaid Card by mail or email when you spend $500 or more. This product reports activity to your personal credit report. Pre-qualification available (soft pull)