The Yamaha Vehicle / Yamaha Card Financing is a personal credit card from Yamaha Vehicle / Yamaha Card Financing. The annual fee is $0 — no annual fee. The ongoing APR is 15.99% or 18.99% after a 2.99% introductory rate for 24 months. Approval typically requires a credit score of Fair to Excellent or higher. Rewards: 0.0. Cash back: 1% – 5%. This product reports activity to your personal credit report. Pre-qualification available (soft pull)