The Alphaeon Vision / Alphaeon Credit (Vision / Healthcare Financing) is a personal credit card from Alphaeon Vision / Alphaeon Credit (Vision / Healthcare Financing). The annual fee is $0 (no annual fee). The ongoing APR is 32.99% after a 0% introductory rate for 6 months. Rewards: Flexible payment plans, reuse capability, high credit limits (up to $25,000). Typical credit limit: $25,000. Loan terms: credit lines up to $25,000 and the ability to reuse your card again and again.. This product reports activity to your personal credit report. Pre-qualification available (soft pull). Post-intro APR: Applies for non-promotional balances (exact APR not prominently disclosed on landing pages)