The Regions Bank Credit Cards is a personal credit card from Regions Bank Credit Cards. Application typically pulls a hard report from Experian. The annual fee is Varies by card. The ongoing APR is Varies by card (standard variable APRs). Rewards: Depends on the card (cash back, rewards, etc.). This product reports activity to your personal credit report. Foreign Txn Fee: Varies by card. Pre-qualification available (soft pull). BT Fee: Varies by product / terms. Post-intro APR: Varies by card (standard variable APRs)