The Capital One Credit Cards is a personal credit card from Capital One Credit Cards. The annual fee is Varies by card (many have $0). Approval typically requires a credit score of 650-700 or higher. Rewards: Cashback / travel / points options depending on the card. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull).. Foreign Txn Fee: Varies by card. Pre-qualification available (soft pull)