The NASA FCU Credit Cards is a personal credit card from NASA FCU Credit Cards. The annual fee is No annual fee. The ongoing APR is Rates as low as 12.90% APR after a as low as 8.9% APR introductory rate for 90 months. Rewards: Earn 1 point for every $1 you spend on purchases. Cash back: 1% to 2% cash back. This product reports activity to your personal credit report. Foreign Txn Fee: $0 — no foreign transaction fees. Pre-qualification available (soft pull). BT Fee: None (“No extra fees — no balance transfer fee”)