The Dover Federal Credit Union Credit Cards is a personal credit card from Dover Federal Credit Union Credit Cards. The annual fee is $0 (no annual fee). The ongoing APR is as low as 11.74%. Rewards: 2% cash back on all purchases. Cash back: 2% cash back. This product reports activity to your personal credit report. Foreign Txn Fee: Not clearly disclosed (likely standard Mastercard . Pre-qualification available (soft pull)