The Care is a personal credit card from Care. The annual fee is $0 — no annual fee. The ongoing APR is 32.99% after a 0% introductory rate for 6 months. Rewards: Offers a CareCredit Rewards Mastercard variant that earns points on select purchases, depending on credit eligibility. Typical credit limit: Up to $25,000. This product reports activity to your personal credit report. Pre-qualification available (soft pull)