The Gemini is a personal credit card from Gemini. The annual fee is No annual fee. The ongoing APR is ~18.99% – 34.99% variable. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn up to 4% crypto back on every purchase. Cash back: 4% back on gas and electric vehicle charging, transit, taxis and rideshares (on up to $300 in spending per month; then 1% back). 3% back on dining. 2% back on groceries. 1% back on all other purchases.. This product reports activity to your personal credit report. Foreign Txn Fee: $0. Pre-qualification available (soft pull). BT Fee: Not specified. Post-intro APR: ~18.99% – 34.99% variable