The Farmers Insurance Federal Credit Union (FIGFCU) Crystal Visa is a personal credit card from Farmers Insurance Federal Credit Union (FIGFCU) Crystal Visa. The annual fee is Waived for the first year (likely $99 after). The ongoing APR is 9.74% – 18.00% (variable, tied to Prime Rate) after a 0% introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: ○ Up to 3% cashback on purchases for the first year, then 2.5% thereafter ○ $100 statement credit after spending $5,000 within 3 months of opening the account. Cash back: 3% for Year 1, 2.5% thereafter. Typical credit limit: Determined after credit review, no published minimum or maximum. This product reports activity to your personal credit report. Great for clients looking for 0% interest on purchases, paired with strong cashback rewards for the first year. Financial Partners Credit Union Visa Platinum Card. Post-intro APR: Variable rate resumes after 6 months (specific rate not stated in source)