The BMO Premium Rewards is a personal credit card from BMO Premium Rewards. Application typically pulls a credit report from Experian. The annual fee is (Not stated; likely exists for premium rewards).. The ongoing APR is Not specified but likely competitive. after a 0% introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn travel-oriented points (dining, hotels, airfare, etc.).. This product reports activity to your personal credit report. For travelers seeking elevated rewards on a 0% balance transfer runway. TD FlexPay Credit Card. BT Fee: Likely similar to others (~4%), though not explicitly listed.. Post-intro APR: Not specified but likely competitive.