The Regions Prestige Visa Signature is a personal credit card from Regions Prestige Visa Signature. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Variable, approximately 17.24%–27.24% after a 0% introductory rate for 12 months. Approval typically requires a credit score of Excellent or higher. Rewards: Relationship Rewards — tiered cashback for banking relationships; detailed terms vary. This product reports activity to your personal credit report. A balanced option with solid introductory APR and tiered rewards if you're already banking with Regions. Regions Cash Rewards Visa. BT Fee: $10 or 4%, whichever is greater. Post-intro APR: Variable, approximately 17.24%–27.24%