The FNBO Getaway is a personal credit card from FNBO Getaway. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee.. The ongoing APR is After that, a variable APR based on the Prime Rate between 19.49% and 27.49% APR. after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn unlimited 3x points per dollar spent on travel, dining and gas and 1 point per dollar you spend on everything else.. Cash back: 3x points per dollar spent on travel, dining and gas; 1 point per dollar spent on everything else. This product reports activity to your personal credit report. Great for earning bonus rewards while avoiding interest in the short-to-medium term. Evergreen by FNBO Credit Card. BT Fee: 5%, minimum $10. Post-intro APR: Approximately 20.24%–28.24% variable