The FNBO GreenSelect is a personal credit card from FNBO GreenSelect. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee.. The ongoing APR is a variable APR based on the Prime Rate between 15.24% and 25.24% APR after a 0% Intro APR introductory rate for 18 months. Approval typically requires a credit score of Fair Credit OK or higher. Rewards: None (focus is on long-duration 0% APR). This product reports activity to your personal credit report. Excellent choice for lengthy debt consolidation or large purchases with no interest accrual. FNBO Getaway Credit Card. BT Fee: 5%, minimum $10. Post-intro APR: Variable, typically 15.99%–25.99% (Prime ‑ based)