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Barclays JetBlue — Personal Credit Card

The Barclays JetBlue is a personal credit card from Barclays JetBlue. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 19.49% to 29.49% after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of 644 or higher. Signup bonus: Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days. Rewards: 3X points on eligible JetBlue purchases, 2X points at restaurants and eligible grocery stores, 1X points on all other purchases. This product reports activity to your personal credit report. Application rules: • 6/24 Rule: May deny if 6+ cards (any bank) in past 24 months (inconsistently enforced). • 24-Month Rule: No repeat welcome bonus within 24 months on same card. Some cards say "no bonus if you've EVER had this card." • No Duplicate Cards: Must cancel and wait ~6 months before reapplying for same card. • ~1 personal card per 6 months (velocity limit, not strict). • No strict card count limit, but limits total credit and considers spending on existing Barclays cards. • Primarily TransUnion. Will pull Experian if TU frozen. • Status: (888) 232-0780. Recon: (866) 408-4064. Recon: (866) 408-4064 Recon Alt (community-reported, unverified): (877) 523-0467. For those seeking a 0% APR window plus travel rewards tied to JetBlue spending. Barclays Upromise World Mastercard. BT Fee: Typically 3%–4% (exact terms to be confirmed upon application). Post-intro APR: ~20.24%–29.99% variable

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