The Discover it Cash Back (General) is a personal credit card from Discover it Cash Back (General). Application typically pulls a hard report from Equifax. The annual fee is $0.. The ongoing APR is 17.49% – 26.49% variable after a 0% introductory rate for 15 months. Approval typically requires a credit score of 717 or higher. Signup bonus: Cashback Match — dollar-for-dollar match on ALL cash back earned in Year 1. Rewards: Same as above—rotating 5% categories + 1% everything else + Cashback Match after year one.. Cash back: 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.. Typical credit limit: Minimum $500, no published maximum. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Discover limits cardholders to a maximum of 2 personal Discover cards open at any time. New Discover applications are typically only approved if your last Discover application was at least 14 days ago. First-year cashback is automatically matched (unique to Discover).. Excellent if you want great flexibility plus bonus cashback, with 0% APR across purchase and transfer—especially strong for category-heavy spenders. Barclays JetBlue Card. BT Fee: Also typically around 3% for transfers during the intro offer.. Post-intro APR: Approximately 18.24% – 27.24% variable