The PenFed Platinum Rewards Visa Signature is a personal credit card from PenFed Platinum Rewards Visa Signature. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Not officially stated; typically lower than average (~17.99%). after a 0% introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: ○ 5× points per $1 on gas & EV charging ○ 3× on groceries, dining, and streaming ○ 1× on all other purchases ○ 15,000 bonus points after $1,500 spend in 90 days. This product reports activity to your personal credit report. Best for blending a 0% intro window with aggressive rewards on gas/daily essentials. PenFed Pathfinder Rewards Visa Signature Card. BT Fee: Not specified; standard credit union practice is ~3%.. Post-intro APR: Not officially stated; typically lower than average (~17.99%). Accessible via free ACC membership (American Consumer Council).