The Capital One VentureOne Rewards is a personal credit card from Capital One VentureOne Rewards. The annual fee is $0. The ongoing APR is 18.49% - 28.49% variable after a 0% introductory rate for 15 months. Approval typically requires a credit score of Excellent or higher. Rewards: ○ 5 miles per $1 on travel booked via Capital One Travel ○ 1.25 miles on all other purchases ○ 20,000 bonus miles after $500 spend within first 3 months; plus $100 travel credit (limited-time). This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull).. Ideal if you want to carry a balance interest-free while earning travel miles—perfect for strategic leverage into travel rewards. Capital One Savor Cash Rewards. BT Fee: 3% during the intro period; 4% thereafter. Post-intro APR: 19.24% – 29.24% variable