The KeyBank Key2More Rewards is a personal credit card from KeyBank Key2More Rewards. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 20.49% to 27.49% after a 0% introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn 5 points for every $1 spent on eligible credit card purchases, no caps!. Cash back: 2% on every purchase. This product reports activity to your personal credit report. Ideal for those balancing 0% APR with high-earning rewards focused on high monthly spend activity. KeyBank Cashback Credit Card (Balance Transfer Only Offer). BT Fee: $10 or 4% of each transfer—whichever is greater. Post-intro APR: 21.24%–28.24% variable