The KeyBank Latitude is a personal credit card from KeyBank Latitude. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.49% to 25.49% after a 0% introductory rate for 15 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn up to 2% cashback on every purchase.. Cash back: up to 2% cashback on every purchase. This product reports activity to your personal credit report. Great for long-term interest avoidance on both purchases and balance transfers—solid for debt consolidation or lump purchases. KeyBank Key2More Rewards Credit Card. BT Fee: $10 or 4% of each transfer—whichever is greater. Post-intro APR: 19.24%–26.24% variable