The PNC Cash Unlimited Visa Signature is a personal credit card from PNC Cash Unlimited Visa Signature. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 19.24%–29.24% variable after a 0% introductory rate for 15 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: ○ Unlimited 2% cash back on all purchases ○ $250 bonus after $1,000 spend in first 3 months ○ No foreign transaction fees, and multiple redemption options (statement credit, PNC deposit, travel, etc.). This product reports activity to your personal credit report. Strong flat-rate cashback combined with a decent 0% APR window—great for users who want rewards while consolidating balances. Bank of America Bank Americard Credit Card. BT Fee: 5% of each transfer ($5 minimum). Post-intro APR: 19.24%–29.24% variable